Ontario Co-operative Education Tax Credit: How to Claim + Eligibility

By GrantHub Research Team · · Lire en français

Ontario Co-operative Education Tax Credit: How to Claim + Eligibility

Hiring co-op students can lower your labour costs in Ontario. The Ontario Co-operative Education Tax Credit helps businesses recover part of the wages paid to eligible post-secondary co-op students through a refundable provincial tax credit. If you hire students through approved co-op programs, this credit can return up to $3,000 per work placement, even if you owe little or no Ontario tax.


What Is the Ontario Co-operative Education Tax Credit?

The Co-operative Education Tax Credit (CETC) is a refundable Ontario tax credit for employers who hire students enrolled in qualifying post-secondary co-operative education programs.

Key features at a glance:

  • Who it’s for: Ontario businesses (corporations and unincorporated businesses)
  • What it covers: Wages paid to eligible co-op students
  • Credit value:
    • 25% of eligible expenditures for most employers
    • 30% for small businesses
  • Maximum credit: $3,000 per student work placement
  • Refundable: Yes — you can receive the credit even if you owe no Ontario income tax

Eligibility Requirements

To claim the Ontario Co-operative Education Tax Credit, all three areas below must qualify.

Employer Eligibility

You may be eligible if your business:

  • Is a corporation or unincorporated business
  • Has a permanent establishment in Ontario
  • Is subject to Ontario corporate income tax or Ontario personal income tax
  • Pays wages directly to the student

Both incorporated companies and sole proprietors can qualify.

Student Eligibility

The student you hire must:

  • Be enrolled in a post-secondary co-operative education program
  • Attend an eligible Ontario educational institution
  • Be placed through a co-op program approved by their school
  • Be paid for the work performed during the placement

Placements arranged informally without school approval do not qualify.

Work Placement Requirements

The work placement must:

  • Be at least 10 consecutive weeks long
    • Or 8 to 16 months for eligible internship programs
  • Be part of the student’s formal co-op curriculum
  • Take place during the student’s academic program

Only wages paid during the qualifying placement period can be claimed.

GrantHub’s eligibility matcher helps you check if your co-op placements qualify. You can also quickly find other student hiring incentives in Ontario.


How Much Can You Claim?

The amount you can claim depends on your business size and the student’s wages.

  • Standard rate: 25% of eligible wages
  • Small business rate: 30% of eligible wages
  • Annual cap: $3,000 per student placement

Example:
If you pay a co-op student $12,000 during a qualifying placement:

  • Standard employer: up to $3,000 credit
  • Small business: also capped at $3,000

How to Apply

You claim the credit when you file your Ontario income tax return for the year in which the placement occurred.

For Corporations

  • Claim the credit on your T2 Corporation Income Tax Return.
  • Complete the Ontario tax credit schedules for refundable credits.
  • Keep supporting documents, including:
    • Proof of the student’s enrolment in a qualifying co-op program
    • Payroll records showing wages paid
    • Placement dates and duration

For Unincorporated Businesses

  • Claim the credit on your T1 personal income tax return.
  • Report it as part of your Ontario refundable tax credits.

There is no separate application form. The credit is processed through your tax filing.


Tips for Employers

Hiring co-op students can be rewarding, but there are a few pitfalls to avoid:

  1. Hiring a student outside an approved co-op program
    Casual internships or summer jobs do not qualify without formal school approval.

  2. Claiming placements that are too short
    Placements under 10 consecutive weeks are ineligible.

  3. Assuming only corporations can apply
    Sole proprietors and partnerships may also qualify if they pay Ontario tax.

  4. Missing the tax year deadline
    The credit must be claimed for the year the wages were paid.

Before you hire, check eligibility for both the student and the placement. GrantHub helps Ontario businesses find tax credits and grants that fit their needs.


Frequently Asked Questions

Q: Is the Ontario Co-operative Education Tax Credit refundable?
Yes. The credit is fully refundable, meaning you can receive the amount even if your Ontario tax payable is zero.

Q: What types of students qualify?
Only post-secondary students enrolled in eligible Ontario co-operative education programs approved by their educational institution qualify.

Q: Can I claim the credit for more than one student?
Yes. You can claim the credit for multiple students, up to $3,000 per qualifying placement.

Q: Does the credit cover all student wages?
Only wages paid during the eligible co-op placement period count toward the credit.

Q: Can I combine this with other student hiring incentives?
In some cases, yes. Stacking rules depend on the specific program. Always check each program’s terms before claiming.


  • How Student Work Placement Wage Subsidies Stack With Provincial Hiring Incentives
  • Co-op Student Hiring Incentives in Nova Scotia: Is It Right for Your Business?
  • Tax Credits vs Grants for Employee Training in British Columbia

Next Steps

If you hire co-op students in Ontario, the Ontario Co-operative Education Tax Credit can reduce your payroll costs each year. Before your next placement starts, confirm eligibility and see what other student hiring programs may apply. GrantHub can help you find relevant tax credits and grants based on your industry, size, and location, so you don’t leave money on the table.

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