Grants for Small Businesses in Ontario (2026): What’s Open and How to Qualify

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Grants for Small Businesses in Ontario (2026): What’s Open and How to Qualify

If you’re running a small business in Ontario, grants can lower your risk and speed up growth. The challenge is knowing which programs are real, current, and worth your time. As of March 6, 2026, Ontario offers a mix of provincial and federal funding options, with grants ranging from $5,000 to $10,000+, plus larger project-based support for growing companies.

Below is a clear breakdown of the grants for small businesses Ontario owners check first, who they’re for, and how to apply.


Current Ontario Grants and Funding Programs to Know

1. Starter Company Plus (Ontario)

Best for: New entrepreneurs or early-stage business owners

Starter Company Plus is one of Ontario’s most accessible small business grant programs. It combines free training, mentoring, and a grant for people starting, expanding, or buying a business.

  • Grant amount: Up to $5,000 (amounts vary by location)
  • Who’s eligible:
    • Ontario residents 18+
    • Starting, expanding, or purchasing a small business
  • How it’s delivered: Through local Small Business Enterprise Centres (SBECs)
  • Application style: Competitive, with business plan review
  • Status: Open through local intakes

Because each SBEC runs its own intake dates, timelines differ by city or region. Tools like GrantHub’s eligibility matcher can help you filter programs by province and business stage in seconds.


2. RAISE Grant Program (Ontario)

Best for: Indigenous, Black, and other racialized entrepreneurs

The RAISE (Recognizing Accelerated Inclusive Startups and Entrepreneurs) program focuses on equity-deserving founders in Ontario. It combines business training with direct grant funding.

  • Grant amount: $10,000 non-repayable
  • Who’s eligible:
    • Indigenous, Black, or other racialized entrepreneurs
    • Ontario-based small businesses
  • Extras included: Coaching, mentoring, and business skills training
  • Intake model: First-come, first-served while capacity lasts
  • Status: Active for 2025–26

This is one of the largest direct Ontario grants for small businesses without a matching requirement.


3. Ontario Together Trade Fund (OTTF)

Best for: Established Ontario SMEs expanding or reshoring

OTTF supports Ontario businesses making near-term investments to expand into new markets or strengthen supply chains.

  • Funding type: Grant or loan (case-by-case)
  • Who’s eligible:
    • Ontario-based SMEs
    • Projects that expand exports, reshore operations, or improve competitiveness
  • Funding size: Project-based (often six figures)
  • Status: Open under Ontario government guidelines

This is not a startup grant. You’ll need clear project costs and economic impact.


4. FedDev Ontario (Southern Ontario)

Best for: Growing businesses with innovation or scale-up projects

FedDev Ontario is a federal agency supporting businesses in Southern Ontario. Funding is typically project-based and may be repayable or non-repayable depending on the stream.

  • Who’s eligible:
    • Incorporated businesses in Southern Ontario
    • Projects tied to innovation, growth, or competitiveness
  • Funding size: Varies by program and project
  • Status: Ongoing intakes

If you’re outside Southern Ontario, skip to FedNor below.


5. FedNor (Northern Ontario)

Best for: Businesses located in Northern Ontario

FedNor delivers federal funding tailored to Northern Ontario’s economy.

  • Who’s eligible:
    • Small businesses operating in Northern Ontario
  • Supports: Business growth, productivity, and regional development
  • Funding size: Project-based
  • Status: Active

Location matters here. Postal code eligibility is strict.


6. NRC IRAP (Canada-wide)

Best for: Innovative SMEs building new technology

The National Research Council’s IRAP program supports innovation-focused small businesses across Canada.

  • Who’s eligible:
    • Incorporated SMEs with R&D or commercialization projects
  • Support:
    • Technical and business advisory services
    • Potential project funding
  • Status: Open year-round

IRAP is competitive but powerful if your business involves engineering, software, or product development.


Common Mistakes to Avoid

  • Assuming all funding is “free money.” Many Ontario programs are loans or cost-shared, not pure grants.
  • Applying without matching the region. FedDev and FedNor are strictly location-based.
  • Missing local intakes. Starter Company Plus deadlines vary by SBEC, not province-wide.
  • Ignoring training requirements. Programs like RAISE require participation in coaching or courses.

Frequently Asked Questions

Q: Are there grants for small businesses Ontario startups can get with no revenue?
Yes. Starter Company Plus and RAISE both accept early-stage or pre-revenue businesses, as long as you meet eligibility rules.

Q: Do I have to repay Ontario small business grants?
True grants like Starter Company Plus and RAISE are non-repayable. Programs like OTTF or FedDev may be loans or conditionally repayable.

Q: Can I apply for both provincial and federal funding?
Often yes, as long as the same costs are not double-funded. Many Ontario businesses stack provincial and federal programs.

Q: Are Ontario grants open all year?
Some are rolling, but many use limited intakes or first-come models. Timing matters.

Q: What if I don’t qualify for grants?
You may still qualify for low-interest loans, wage subsidies, or tax credits tied to hiring or R&D.


Next Steps

Ontario offers real opportunities, but eligibility depends on your location, business stage, and project type. GrantHub tracks 2,500+ active grant programs across Canada — check which ones match your business profile and see what’s open right now.

You may also want to explore related funding guides like Co‑op Student Funding Ontario, Money from the Ontario Government, and Mitacs Grants to round out your funding strategy.

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