Government Home Renovation Grants Canada (2026 Update)

By GrantHub Research Team · · Lire en français

Government Home Renovation Grants Canada (2026 Update)

If you’re searching for government home renovation grants in Canada, the options look very different in 2026 than they did a few years ago. Several well-known federal programs are now closed, but there is still real money available through targeted federal initiatives, tax credits, and—most importantly—provincial and utility programs. Knowing what’s open right now can save you thousands on eligible renovations.

As of March 6, 2026, most direct federal renovation grants have shifted toward income-tested and energy-specific support, while provinces have become the main source of cash incentives.


What Government Home Renovation Grants Are Actually Available in Canada

Below is a clear breakdown of what’s open, what’s closed, and what still helps reduce renovation costs in 2026.

Canada-Wide Federal Programs

These are the only federal programs that still directly support home renovations.

Oil to Heat Pump Affordability (OHPA) Program — OPEN

This is currently the largest active federal renovation grant.

  • Funding:
    • Up to $10,000 federal grant
    • Up to $5,000 in additional provincial or territorial matching (where available)
    • Extra $250 bonus in participating co-delivery provinces
  • What it covers: Switching from oil heating to an eligible cold-climate heat pump
  • Who qualifies:
    • Primary residence heated with oil
    • Household must meet income thresholds
  • Status: Open in 2025–2026

This program alone can cover most or all of a heat pump installation for eligible households.


Canada Greener Homes Affordability Program (CGHAP) — PARTIALLY OPEN

This program replaces the old Greener Homes Grant for lower-income households.

  • Funding: No-cost or fully subsidized energy retrofits
  • Who qualifies: Low- to median-income homeowners
  • Status: Rolling out by province
    • Manitoba: Open
    • Other provinces: Launching in phases
  • Renovations covered: Insulation, air sealing, windows, and energy upgrades

Availability depends entirely on your province.


Federal Programs That Are Now Closed (But Still Searched Often)

Many homeowners still search for these, so it’s important to be clear.

  • Canada Greener Homes Grant:

    • Closed to new applications in February 2024
    • Final documents were due December 31, 2025
  • Canada Greener Homes Loan:

    • Closed to new applicants October 1, 2025

If you didn’t apply before those deadlines, these programs are no longer options.


Federal Tax Credits That Still Reduce Renovation Costs

While not grants, these credits can return cash at tax time and are still very relevant.

Multigenerational Home Renovation Tax Credit (MHRTC)

  • Eligible expenses: Up to $50,000
  • Tax credit: Up to $7,250
  • Purpose: Creating a secondary unit for a senior or adult with a disability
  • Claimed on: Your personal tax return

Home Accessibility Tax Credit (HATC)

  • Eligible expenses: Up to $20,000
  • What it covers: Safety and accessibility renovations (ramps, walk-in tubs, wider doorways)
  • Who qualifies: Seniors or households with a person eligible for the disability tax credit

These credits can be combined with some provincial programs.


Provincial and Utility Programs: Where Most Grants Are Now

For most homeowners, the biggest opportunities are provincial and utility-run renovation incentives.

Examples include:

  • Energy-efficiency rebates
  • Insulation and window upgrades
  • Heat pump top-ups
  • Electrical panel upgrades

These programs vary by location. For example, homeowners in Saskatchewan can explore options listed in our guide to Home Renovation Grants in Saskatchewan.

Natural Resources Canada maintains a province-by-province incentive directory that is updated as programs open and close.

Tools like GrantHub’s eligibility matcher can help you filter programs by province, income range, and renovation type in seconds.


Common Mistakes to Avoid

  1. Assuming federal grants are still widely available
    Most Canada-wide grants are now closed. Provincial programs are where the money is.

  2. Starting renovations before approval
    Many programs require pre-approval. Work done too early may be ineligible.

  3. Confusing tax credits with grants
    Credits reduce taxes owed—they don’t provide upfront cash.

  4. Ignoring income-tested programs
    If your household income is moderate or low, you may qualify for fully covered upgrades.


Frequently Asked Questions

Q: Are there any government home renovation grants in Canada right now?
Yes. The Oil to Heat Pump Affordability Program and the Canada Greener Homes Affordability Program are currently open, depending on your situation and province.

Q: Is the Canada Greener Homes Grant coming back?
There is no confirmed relaunch as of March 2026. The federal focus has shifted to targeted affordability programs.

Q: Can renters apply for home renovation grants?
Most programs require homeowner consent. Some provincial programs allow landlord participation if the tenant benefits.

Q: Can I combine federal and provincial incentives?
Often yes. Many provincial programs stack with OHPA or federal tax credits, but rules vary.

Q: How do I find programs specific to my province?
NRCan’s incentive directory and grant databases like GrantHub track active programs by location.

GrantHub tracks 2,500+ active grant programs across Canada — check which ones match your business or household profile.


Next Steps

Government home renovation grants in Canada now depend heavily on where you live, your income, and your heating system. Federal options are more targeted, but provincial incentives continue to expand.

If you want a clear shortlist of programs you can apply to right now, tools like GrantHub help you quickly match your profile to active federal, provincial, and utility incentives—without digging through outdated information.

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