Gov grants for new business in Canada: what’s actually available in 2025–2026

By GrantHub Research Team · · Lire en français

Gov grants for new business in Canada: what’s actually available in 2025–2026

If you’re starting a business in Canada, you’ve likely searched for gov grants for new business and hit a wall. Most government programs don’t fund “ideas” or incorporation costs. They fund specific activities like hiring, R&D, or exporting. Knowing where to look — and what qualifies — makes all the difference.

In 2025–2026, federal programs like NRC IRAP and Canada Summer Jobs continue to direct millions to early‑stage and growing businesses that meet clear criteria.


Gov grants for new business: real programs you can apply for

Here’s the reality: there are very few grants just for being new. But there are government grants and contributions that new businesses can access if they’re doing the right things at the right stage.

1. NRC IRAP — innovation funding for early‑stage SMEs

The National Research Council of Canada Industrial Research Assistance Program (NRC IRAP) is one of the largest federal funding programs accessible to new businesses.

What it supports

  • Development and commercialization of new or improved technologies
  • Technical R&D projects tied to a market opportunity

Who’s eligible

  • Canadian incorporated small or medium‑sized businesses
  • Technology‑driven or product‑based companies
  • Businesses with fewer than 500 employees

Funding

  • Non‑repayable contributions covering a portion of eligible R&D wages and subcontractor costs
  • Funding amounts vary by project scope and are assessed case by case

Why this matters for startups Many IRAP‑funded companies are less than two years old. You don’t need revenue, but you do need a clear innovation plan and technical risk.


2. Canada Summer Jobs — wage subsidies for hiring your first employees

The Canada Summer Jobs (CSJ) Program is one of the most accessible federal programs for new businesses.

What it supports

  • Hiring young workers aged 15–30 for summer roles

Who’s eligible

  • For‑profit businesses with 50 or fewer full‑time employees
  • Incorporated or registered businesses operating in Canada

Funding

  • Up to 50% of the provincial or territorial minimum hourly wage per employee
  • Funding is provided as a wage subsidy, not a loan

Why startups use it If you’re hiring your first student or junior employee, CSJ can significantly reduce payroll costs in your first year.


3. CanExport SMEs — funding to enter new international markets

If your new business plans to sell outside Canada, CanExport SMEs can help fund that expansion.

What it supports

  • Market research and export plans
  • Trade shows and business development in new international markets

Who’s eligible

  • Incorporated, for‑profit Canadian SMEs
  • 3–500 employees
  • $300,000 to $100 million in annual revenue

Funding

  • Cost‑shared contributions toward eligible export activities
  • Competitive intake; approval is not guaranteed

Important limitation Most very early startups won’t qualify yet due to the revenue requirement, but this becomes relevant as soon as you scale.


What government grants for new businesses do not cover

This is where many founders get stuck. Most gov grants for new business do not pay for:

  • Incorporation or legal fees
  • Rent or general operating costs
  • Paying yourself a founder salary
  • Paying off debt

Instead, funding is tied to projects with economic impact: innovation, jobs, skills, or exports.

Tools like GrantHub’s eligibility matcher can help you filter programs by province and industry in seconds, so you’re not guessing.


Common mistakes to avoid

1. Applying too early
Many programs require incorporation, a CRA business number, or defined activities. Applying with only an idea leads to rejection.

2. Assuming all funding is a grant
Some programs are repayable contributions or wage subsidies. Always confirm the funding type before applying.

3. Ignoring hiring and wage programs
New businesses often focus only on “startup grants” and miss easier wins like Canada Summer Jobs.

4. Not aligning your project to program goals
Programs like IRAP fund innovation, not general growth. If your project doesn’t involve technical risk, it won’t qualify.


Frequently Asked Questions

Q: Are there gov grants for new business with no revenue?
Yes, but they are activity‑based. Programs like NRC IRAP can fund pre‑revenue businesses if they are developing innovative technology.

Q: Can sole proprietors get government grants in Canada?
Some wage and training programs allow sole proprietors, but most federal innovation and export programs require incorporation.

Q: Is government funding free money?
Not always. Some programs are non‑repayable grants, while others are cost‑shared or repayable contributions. Always check the funding terms.

Q: How long does it take to get approved?
Timelines vary. Wage subsidy programs may take weeks, while innovation funding like IRAP can take several months from first contact to approval.

Q: Are there provincial grants for new businesses too?
Yes. Provinces offer regional startup, hiring, and innovation programs. Availability depends on your location and industry.


GrantHub tracks 2,500+ active grant programs across Canada — check which ones match your business profile.

If you’re exploring other funding paths alongside gov grants for new business, you may also want to compare options like Crowdfunding Canada, Angel Investors Canada, or Venture Capital in Canada.


Next steps

Government funding for new businesses exists, but it’s rarely labeled that way. The key is matching your stage, activity, and location to the right program. Once you know what you’re eligible for, planning becomes much easier.

GrantHub helps Canadian founders see which grants, wage subsidies, and contributions actually fit their business — now and as they grow.

Was this guide helpful?

Rate it so we can improve our content.

Canada Proactive Disclosure Data

400,000+ Companies Like Yours Have Received Billions in Grants

The Canadian government has funded over 400,000 businesses through 1.27 million grants and contributions. Check your eligibility in 60 seconds.